Repository logo
 

Distributional Analysis of KiwiSaver Contributions

Simple item page
aut.embargofalse
dc.contributor.authorKirkpatrick, Linda
dc.contributor.authorMeehan, Lisa
dc.contributor.authorPacheco, Gail
dc.date.accessioned2025-04-10T21:21:51Z
dc.date.available2025-04-10T21:21:51Z
dc.date.issued2024-04-03
dc.descriptionMelville Jessup Weaver (MJW, 2022) completed a KiwiSaver Demographic Study for Te Ara Ahunga Ora Retirement Commission using KiwiSaver provider data, covering about 93% of members. This research presented KiwiSaver balances by age and gender. This work complements MJW’s study by examining KiwiSaver payroll contributions (available in Stats NZ’s Integrated Data Infrastructure) rather than balances. It examines KiwiSaver contributions and how these differ by gender and ethnicity, in addition to other demographic and socioeconomic characteristics. We examine two main research questions:  RQ1: For those with positive KiwiSaver contributions, how do KiwiSaver payroll contribution rates and opt-out rates differ by demographic and socioeconomic characteristics?  RQ2: How do KiwiSaver payroll contributions/non-contributions and savings suspensions differ by demographic and socioeconomic characteristics? Note that the opt-outs and savings suspensions are both proxy indicators due to limitations of the available IR payroll data for measuring KiwiSaver membership. In the future, the linking of IR KiwiSaver data to the IDI would allow actual indicators for opt-outs and savings suspensions to be examined.
dc.description.sponsorshipTe Ara Ahunga Ora Retirement Commission
dc.identifier.citationNew Zealand Policy Research Institute, Auckland, New Zealand. ISBN (PDF): 978-1-99-101132-9
dc.identifier.isbn9781991011329
dc.identifier.urihttp://hdl.handle.net/10292/19043
dc.publisherNew Zealand Policy Research Institute - Te Kāhui Rangahau Mana Taurite
dc.relation.urihttps://nzpri.aut.ac.nz/__data/assets/pdf_file/0008/870956/Retirement-Commission-Distributional-analysis-of-KiwiSaver-contributions.pdf
dc.rightsAuckland University of Technology (AUT) encourages public access to AUT information and supports the legal use of copyright material in accordance with the Copyright Act 1994 (the Act) and the Privacy Act 1993. Unless otherwise stated, copyright material contained on this site may be in the intellectual property of AUT, a member of staff or third parties. Any commercial exploitation of this material is expressly prohibited without the written permission of the owner.
dc.rights.accessrightsOpenAccess
dc.titleDistributional Analysis of KiwiSaver Contributions
dc.typeCommissioned Report
pubs.elements-id543611

Files

Original bundle

Now showing 1 - 1 of 1
Thumbnail Image
Name:
Retirement-Commission-Distributional-analysis-of-KiwiSaver-contributions.pdf
Size:
2.58 MB
Format:
Adobe Portable Document Format
Description:
Commissioned report
Download

Collections

AUT Economics and Finance Department